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One of the many banes of my existence (besides the Rona, anti-maskers, and the DC terrorists) is the darn “Renew Your Car Warranty” robocalls I receive at least one call on my mobile phone daily. Are those irritating or what? My carrier, TMobile, rolled out some sort of new technology a few …

I have seen several “homemade” Wills or Wills created through a kit ordered over the internet.  These self made Wills often create more problems than they solve.  

The most common way to qualify for Medicare is when you are turning 65. You will have a specific time period, set by Medicare, to enroll in Part A and Part B Medicare. This is known as the Initial Enrollment Period (IEP).

If you’ve recently received a notice that one of your credit card accounts has been closed by the issuer, or that your credit limit has been cut, your first instinct may be to wonder what you did wrong. Usually, accounts are limited or closed when the credit accounts are significantly past d…

When I began working with Medicare health plans a few years ago it became obvious to me that people aging into Medicare were joining a health insurance program that they really didn’t understand. Although the Centers for Medicare and Medicaid Services (CMS) do all they can to educate America…

As with any collision, you must carefully document hit and run accidents for your insurance company and the police. However, that can be a little tricky since one driver has taken off!

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Our daughter grew up watching “The Mickey Mouse Club”, “Under the Umbrella Tree”, “Wild and Crazy Kids”, and of course, “Barney”, the purple dinosaur. These shows were innovative, fast-paced, brightly colored spectacles that encouraged children to think through play, to see the joy around th…

January 1st of each year is a time that many make resolutions to make changes in their lives. But it’s also a time that Medicare makes changes for the upcoming year. In 2021 there are a couple of changes in Medicare that everyone should know.

That’s what my Dad said and my Dad was right. One issue that we have seen repeated for over 30 years needs to be addressed and that is property or assets held by financial institutions.

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Wow, it sure seems like November was months ago and March was just yesterday, doesn’t it? 2020 will forever be a year that most of us would rather forget. We may not be able to forget 2020 but we sure can put it behind us if we’re smart -- and we are being smart for the most part. When I go …

In January of 2020, Anah and I, along with our two sons Lee and Clay and their wives, Caycee and Heather, went on a family vacation. We had a wonderful time, but little did we know that six weeks later the entire country would be shut down. The Coronavirus (COVID-19) was now on everyone’s mi…

This semester our son Garrett has served as an Arts and Social Justice Fellow for Emory University. Garrett was one of six collaborating artists working with six professors. Garrett worked with Hank Klibanoff, a Pulitzer Prize winner who also is a Florence native. Each cohort had a specific …

Financial Struggles are a serious issue in Alabama. In 2019, Alabama had the highest per capita bankruptcy filing rate in the country. At 5.62 filings per 1,000 people, Alabama more than doubled the national average. Neighboring Tennessee and Mississippi were also among the top five states. …

Q: I work for a chain retail store. They have me working 50 to 60 hours a week. They promoted me to assistant manager and put me on a salary. I now make less than I did when I was paid hourly and received overtime. I don’t think this is legal. Should I call a lawyer?

We get lots of calls about car wrecks that don’t involve personal injury and those are not cases that we handle. There are rules and ideas for handling these cases that a person with a property damage case should consider.