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Some of the most frequently asked questions we get from people under the age of 65 concerns the relationship between the Marketplace (Obamacare) and Medicare. There seems to be a great deal of confusion about how these two insurance programs work. Here are this week’s questions:

There are undoubtedly countless things going through an individual’s head as they go through the Bankruptcy process such as:

It’s never ideal to drive in dense or heavy fog. Here are tips for when you have to keep driving.

We all know that in certain situations Medicare, which is the federal government, can take a person’s home if Medicare provides long term care for a person who owns the house. Any home transferred by a Medicare recipient within 5 years of long term care is subject to a claim by Medicare.

Of late, I have been considering new and different things in my old age. How should I set up my retirement account? Should I wait on claiming Social Security? Will I ever consider working again? Should I really be playing pickleball? Is four days a week reasonable for going to the gym? How m…

Joel and I handle injury cases and have since 1988. We help people pick up the pieces after an accident or injury. We know how much it costs to make a house wheelchair accessible. We know how much it costs for a handicap van and how many of those a person will need over their lifetime.

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There are three ways your doctor can be paid if you are on Medicare. The three ways are through Medicare assignment, Medicare excess charges or by not taking Medicare at all. Today we will discuss these three methods.

In the fall, many employers offer an open enrollment period – a window of time to select your benefits package for the coming year. It’s easy to overlook this opportunity and maintain the status quo, but this could be a costly mistake given the significant role benefits play in your financia…

When people are injured on the job, they usually have a worker’s compensation case. There are employers that are exempt from the Worker’s Compensation Statute, but the vast majority of people working in Alabama and the United States are covered by a worker’s compensation scheme.

The advent of credit in the United States has provided citizens with a huge convenience. It has allowed individuals to purchase things based on their trustworthiness, rather than simply their bank account balance.

On Friday night, August 27th, my husband, my son and I had a Tan Hua party in our backyard. During that party I had the thought, “This is not the sort of party that black people are supposed to have.” Then I thought. “Are there really things that are just for this people or that people?” No,…

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September and October are two months we get calls on the coverage gap or “donut hole”. This happens because there is a temporary limit on what your drug plan will pay while you are in the gap. The good news is not everyone will enter the coverage gap. The coverage gap begins after you and yo…

Dear Athletic Support: Back when I was a kid, I remember my football coaches always washing all of our gear. It’s not like that anymore. My daughter is in junior high volleyball and we have to wash all of her stuff every night. It’s such a hassle. We can’t just not wash her stuff and have he…

Q: My child was in a car accident while riding with another parent. Someone ran a stop sign. My child has medical bills and missed about a week of school. The insurance company for the other driver has offered to pay my child’s medical bills and give her $5,000.00 but said it would have to b…

The past couple of weeks we have discussed Medicare Parts A & B in detail. These are the two parts of Medicare that are received through the federal government. This week let’s review what we have discussed.