Ikey Fowler

At the writing of this article there are no known cases of the Coronavirus in our area.  Of course, this can change overnight.  We’re going to walk through a few of the frequently asked questions we get concerning Coronavirus.  

Why is the virus called COVID-19?  The virus has been named “Sars-CoV-2” and the disease it causes “coronavirus 2019”, thus abbreviated COVID-19. (CDC.gov)

What is the origin of COVID-19?  Coronaviruses are a large family of viruses that are commonly found in people and many different species of animals such as cattle, camels, cats and bats.  It appears this virus has its origin in bats.  (CDC.gov)

Why is COVID-19 called a “pandemic”?  A pandemic is a global outbreak of disease.  Because there is little to no pre-existing immunity against the virus it spreads worldwide.  (CDC.gov)

How does Medicare cover the Coronavirus? The following four points are listed on the Medicare.gov website.  1)  Medicare covers the lab test for COVID-19.  You pay no out of pocket costs.  2)  Medicare covers all medically necessary hospitalizations.  3)  At this time there is no vaccination for COVID-19.  However, if one becomes available it will be covered under all Medicare Prescription Drug Plans (Part D).  4)  Medicare is increasing its coverage concerning teledocs.  5)  If you have a Medicare Advantage Plan you have access to these same benefits.

Will Alabama Health Guidance remain open at this time?  Yes, it is our intention to remain open.  This, of course, can change at any time.  If we need to close our office for health safety reasons, our services such as Medicare Education and help enrolling in a Medicare health plan or Medicare Prescription Drug Plan will continue.  And, of course, we will be available to assist our clients.  Just call us at 256-648-5710 if you need help with any of the above.


If you have questions regarding any aspect of Medicare or Medicare health plans feel free call us at Alabama Health Guidance (256-648-5710), stop by our office at 885 Florence Blvd (Four Lane Shopping Center) or email me at ikey@alabamahealthguidance.com.

Alabama Health Guidance is an independent insurance agency and is not affiliated with Medicare or any other government agency.