Bankruptcy Can Help End Credit Card Debt
When cash is short and the need is immediate, credit card debt can pile up quickly – way beyond what was originally spent. When the credit card debt isn’t paid at the end of the month, interest is added. If a payment is missed – even by a day – fees are added to the total.
Credit card debt can easily reach amounts where only the minimum payment can be afforded – and making minimum payments will not pay off the debt for many, many years, perhaps decades.
We have helped seniors who used credit cards for needed medicines and then found themselves unable to pay and then subsequently harassed by creditors.
We have represented families hit with catastrophic emergencies that cut into their ability to make even minimum payments on their credit cards.
How can bankruptcy help with credit card debt?
First, it can stop creditor phone calls.
Second, it can discharge the debt leaving you debt free (Chapter 7) or reorganize your debt giving you lower payments you can afford (Chapter 13).
Third, you can have a fresh start, free of debt and free of harassment.
Bond & Botes Helps People Struggling with Debt
We are local and offer a free confidential face to face consultation. We also offer free consultations from the comfort and safety of your own home or office by phone and/or video with an experienced attorney. Let us solve your financial problems. There is no obligation, and that means no downside to gathering the information you need to make good decisions about how to break the cycle of debt stress and move forward. We can answer all your questions regarding Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, stopping a foreclosure or wage garnishment, avoiding liens, stopping lawsuits, discharging medical debt, personal loans, payday loans, credit card debt, etc. We can alleviate your stress! We want to help and we can help you!
Bond, Botes, Sykstus, Tanner & McNutt, P.C.
102 South Court St, Suite 314, Florence, AL 35630
Phone: 256-760-1010 • Fax: 256-760-1023
Office Hours: Monday – Friday • 8am to 5pm
No representation is made that the quality of legal services to be performed is greater than the quality of legal services to be performed by other lawyers.