Approaching 2,000 in ‘22

First Metro Bank’s Kristy Vickery presented the financial  basics to students at Phil Campbell Elementary School this spring.


MUSCLE SHOALS – First Metro Bank, headquartered in Muscle Shoals, has been expanding its financial literacy footprint since the bank’s inception in 1988. 

The financial literacy efforts of the hometown financial institution now span four counties: Colbert, Lauderdale, Franklin, and Limestone. First Metro is a long-time participant of the American Bankers Association’s Teach Children To Save program. Through this program, the hometown financial institution provides banker-led presentations about the importance of saving money to local 4th, 5th, and 6th grade classes.   

In five short weeks, First Metro Bank presented to multiple classes at 18 different schools, reaching a total of 1,861 students.  The information presented to students includes: 

• Why it is important to start saving for the future now

• How they can earn money to begin their savings journey

• Small savings add up over time, 

• Additional financial tips that challenge them to think about their spending habits 

Teaching children financial awareness at a young age encourages them to be good stewards of their money and creates a financially strong generation of savers.

“Financial literacy is a pillar of our everyday mission at First Metro Bank inside and outside the classroom,” said Jerra Burden, Financial Literacy Coordinator at First Metro Bank. “After a two-year COVID-19 hiatus, our financial literacy team was beyond thrilled to return to classrooms throughout our communities, presenting the Teach Children to Save program. Being in the classroom and having conversations about financial literacy is one of the most rewarding aspects of my job. I am thankful to work for an institution that cares so strongly about sharing this key topic with our younger population.”

 “I am so thankful to Jerra and First Metro Bank for giving our students a glimpse into responsible money management. The material covered was presented in a way that our fourth and fifth graders could understand,” said Shelly Hellums, fourth grade teacher at New Bethel Elementary School. “My students were able to apply math standards we have learned throughout the year in a real-world situation. The kids were buzzing for days about saving money!”